501 W John Street
Matthews, NC 28105

American Prosperity Group

(704) 708-5001

 
Events on Wall Street Raise Your Retirement Income Should You Tap Retirement Savings to Fund College? Where Is the Market Headed?

 

Bill Romeo, CFP®
CERTIFIED FINANCIAL PLANNER™

American Prosperity Group  Matthews, North Carolina

Thank you for visiting APG of Matthews, North Carolina. As is true with all American Prosperity Group  Representatives, my practice is exclusively focused on retirement, estate, and long-term care planning. My single purpose is to educate you on what I consider one of the best retirement and estate planning strategies available in the industry today, and then develop and implement financial plans and programs that allow you to safely grow and protect your hard-earned savings, as well as turn those savings into a reliable income stream for the rest of your life when you retire. In addition, we'll work closely together to develop comprehensive estate plans that will efficiently transfer your estate to your heirs in a manner that satisfies your wishes, saves time, reduces costs, minimizes taxes and maximizes the size of the estate that you ultimately pass on to the family members and/or charities of your choice.

Do you have a relationship with a retirement planning professional or CERTIFIED FINANCIAL PLANNER™, with experience in the fields of retirement, estate planning and long-term-care? If not, why not? Could it be you feel that it’s too expensive or that your portfolio or estate isn't large enough? Not any more! Finally an opportunity exists to establish a relationship with an experienced professional in the areas of retirement and estate planning that can help you prepare for your financial future with no minimum net-worth requirement and never any fees for our consultations! Instead, we provide you unlimited, free consultations where we get to know you and your unique circumstances. We will share ideas and information with you and, after making recommendations and discussing:

  • The positive attributes and negative characteristics of any investment product discussed
  • All fees, expenses, or charges for acquisition, on-going maintenance and surrender
  • A comparison to the plans and programs already implemented or contemplated by you

We will then deliver the brochures and/or prospectuses to you (if applicable) of any products mentioned during this meeting for further study and research. You will then have ample time to decide if your APG Representative's recommendations make sense, and when you are comfortable we will implement these plans and programs where appropriate that we believe represents major upgrades to your existing retirement and estate plans.

Preparing for or living in retirement can often be a stressful and uncertain time. My ultimate mission is to help create peace of mind and confidence for my clients, and to become their financial friend and trusted advisor for life.

Please take some time to explore this website for more information on my services and to take advantage of the valuable free educational resources available in our "Resources Center Tab." In addition, you will not want to miss one of my live educational workshops so please take a look at our upcoming workshop schedule.

Once you've spent some time learning about APG and what we do, I would love for you to contact me so we can develop and put into action a comprehensive plan that is customized to your unique situation, circumstances, goals and desires.

This APG office is independently owned and operated. 

 

Helpful Content

A Decision Not Made Is Still a Decision

A Decision Not Made Is Still a Decision

Investors who put off important investment decisions may face potential consequence to their future financial security.

Choosing a Retirement Plan that Fits Your Business

Choosing a Retirement Plan that Fits Your Business

To choose a plan, it’s important to ask yourself four key questions.

Understanding Long-Term Care

Understanding Long-Term Care

Understanding the types of long-term-care services—and what those services could cost—may be critical.

 

Stop Wasting Money

One way to find money is to examine your current spending habits and eliminate money wasters.

Asset Allocation

Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.

Value vs. Growth Investing

Among stock-market investors there’s long been a debate between those who favor value and those who favor growth.

A House Divided

By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.

Saving on Fitness Membership Costs

There are ways to improve your physical fitness without denting your fiscal fitness.

How Will Working Affect Social Security Benefits?

Knowing the rules may help you decide when to start benefits.

View all articles arrow

What's My Potential Estate Tax?

This calculator helps estimate your federal estate tax liability.

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

View all calculators arrow

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

View all presentations arrow

Rightsizing for Retirement

What does your home really cost?

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Where Is the Market Headed?

We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”

What to Do When You Lose Your Wallet

There are things you can do to keep yourself safe when you lose your wallet.

Bursting the Bubble

Tulips were the first, but won’t be the last. What forms a “bubble” and what causes them to burst?

View all videos arrow