Upcoming Financial Workshops

THE
RETIREMENT-READY WORKSHOP SERIES

You simply can't afford to miss one of our free educational workshops on Retirement, Estate, and Long-Term Care Planning because in them we will share with you the critical information, techniques and strategies that you must know in order to successfully prepare for your retirement, and even more importantly, to securely live-out and fulfill your retirement years.

Are your retirement assets protected and is your portfolio insulated from market losses? Do you know how to make your portfolio and savings provide a consistent monthly income for the rest of your life? Do you have a plan to prevent Long-Term Care costs from potentially devastating your retirement savings? Do you have a tax-efficient plan for retirement? Do you know how to minimize estate taxes so the maximum amount is transferred to your heirs? Do you know what the Five Forces of Portfolio Demise are and how to be protected against them? For the answers to these and other very important retirement questions, we invite you to attend one of our upcoming workshops.

Our workshops are entirely educational. WE DO NOT SELL OR MENTION ANY SPECIFIC PRODUCTS and there is absolutely NO COST, NO OBLIGATION and NO COMMITMENT to attend! You have our word on this!!

Our workshop is usually conducted over two to three consecutive days, covering a different topic in depth each day. We also offer 2 sessions each day (1-3pm OR 7-9pm) so you can choose what best suits your schedule. Reservations are required so please call in advance to reserve your seats.

All sessions are highly interactive and informative with an extensive opportunity for questions and answers. We also include a free Workbook for every attendee that is chock-full of invaluable information. While we strongly encourage you to attend all days to gain the maximum possible benefit, you are absolutely welcome to choose only the sessions you wish to attend.
 

Following is an outline of what we cover on each topic:
 

EXAMINING ESTATE PLANNING & ESTATE TAXATION

• What is an Estate and what is Estate Planning?
• Why is Estate Planning important and how do you properly protect yourself, your loved ones and your assets?
• What is Probate, why should you avoid it, and how can you avoid it?
• Do you need a Will or a Trust and an attorney?
• What is a Credit Shelter Trust, Irrevocable Life Insurance Trust (ILIT) or Living Trust and which combinations are appropriate for which circumstances?
• What is the Unified Credit, how can you make full use of it?
• Learn how to reduce, transfer or eliminate the effects of estate taxes so you can pass on maximum wealth to your family
• Learn how to prevent a $1,000,000 IRA from becoming just $300,000 after taxes!
• How can you live in comfort today yet still pass the vast majority of your net worth on to your children and/or charities of your choice in the future?

  LABORING OVER LONG-TERM CARE INSURANCE

• What are the real facts and statistics affecting our aging population?
• What Medicare will and will not cover for you in retirement.
• What is Medicaid, why is it unrealistic for people with assets, and why you must be either rich or insured to be protected from the potentially devastating costs of medical care and long-term care?
• Clarify the myths and misconceptions of Long-Term Care and how to determine if you need a LTC policy.
• What are the differences between Long-Term Care policies and which one would be right for me?
• How can all your premiums be paid for with a single one-time contribution?
• How can you get your premiums back if the policy is never used?
• Under what circumstances LTC insurance may be tax deductible for individuals and small business owners?
• What is a living will and why do I need one?
• Who will make medical decisions for me when I can not and how can I direct those decisions in advance?

ANALYZING ANNUITIES & THE TRINITY METHOD OF INVESTING

• In this session we demystify Annuities, debunk the myths and misunderstandings, and show you how they can play an important role in your retirement plans.
• What is an annuity and how do they work?
• How do Annuities compare with other investment alternatives including CD’s, Bonds and Mutual Funds?
• What are the differences between Deferred, Immediate, Fixed, Fixed-Indexed and Variable Annuities*?
• What are the tax-advantages to owning an Annuity?
• Learn how an Annuity can guarantee** you an income for the rest of your life, and even beyond!
• How can the guaranteed** safety of principal from an Annuity enhance your current portfolio even if you desire stock market risk?
• You will learn how to combine and/or split annuities to create an enhanced after-tax income stream.
• Did you know that annuities may offer protection from the reach of lawsuits/creditors and can avoid probate?
• Did you know that Annuities have been available in the US for more than 200 years?

* A Variable Annuity is a long-term investment vehicle designed specifically for retirement. While they are subject to market risk and fluctuation in account value, they may also offer several optional protection features not found in other investment vehicles.

** Guarantee is based on the claims paying ability of the insurance company.